It is great to share my little house vision.

Some of my friends are facing foreclosure.  As I listen to them and feel the pain they are in, it has made me stop to reflect.

Perhaps, it is time for me to pause and explore how you save the house you have when faced with foreclosure.

Obviously, when one is in trouble on a mortgage payment, it becomes difficult to think.  So, we will go through the next few post by sharing what others whom I have worked with on a one to one basis have done to change the circumstance.

Since the house payment is usually the highest payment let’s start with a decision there.

Remember the day you signed the papers to own your home?  You were filled with confidence and joy for the decision you made to enjoy the American Dream to own a home.  You “knew” you were able to afford the house because the mortgage company approved you.  Later, I want to address how an individual should decide whats affordable, but for now we will focus on what to do when you are delinquent on home payments.