Time is of the essence. This statement means there is an urgency in making your house payment. Read the fine print of your agreement with your lender. Stop listening to friends who have a solution.
Our word is our bond. In plain form this means that when you purchased your house, words were written into an agreement and you heard and hopefully read them at the closing of your loan.
This becomes your road map for how your ownership will be handled. Perhaps your neighbors map is different. Follow your directions.
However, usually when a loan becomes 90 days delinquent foreclosure proceedings begin. Foreclosure ends in eviction.
Once you are in arrears or see the delinquent statement on the wall of your mind, the solution is to generate more money.
Want ideas for doing just that? Email me and I will personally respond and help you generate ideas to implement and perhaps to avoid loosing your home.